If you have a number of income streams or you want to borrow a lot, you may feel like you do not know where to begin. Financing and debt are not typically familiar to one another, yet this is not something to be surprised about. Typically, wealthy individuals have used cash for purchasing assets or investing. Advisors have been established to support these cash transactions, and as a consequence, finance and debt are typically an unknown part of the market for those at the top level.
At this level, borrowing can be very technical, especially if you want to borrow in excess of a million pounds and you have lots of income streams, structures, and assets. A lot of first-time clients do not have much understanding regarding how borrowing works, which assets they should be using, the options available to them, which lenders they should work with, and how best to use financing to their advantage.
Don’t worry if you do not know what financing solution is right for you
As finance is unknown territory for a lot of wealthy individuals, they often feel like they do not know about the various solutions out there, let alone which one is going to be right for them. However, this is something you do not need to fret about, as that is what we are here for. We will take a look at your goals, and we will work back from here, helping you to locate a competitive finance package that is going to get you exactly where you need to be. Whether you want to buy a superyacht or you are looking to solve the issue of cash flow, we can work with you to find the perfect solution for your specific situation.
❝ Listen to this podcast about Tax and offshore structuring – how can you benefit from planning ahead
Financing is not the last resort
The words ‘loan” and ‘finance’ can often have negative connotations, and so people tend to assume that you only go down this route if it is the only option available to you. However, more and more business owners and HNWI are starting to see the benefits of debt, and rightly so. Finance is increasingly being viewed as an exceptional path to achieving milestones at a faster rate when compared to relying on the capital or cash you have access to at any given moment.
❝ Listen to this podcast about financing a property from overseas
If you are in a solid financial position and you have significant wealth, finance can be the ultimate problem solver and opportunity creator. You can use this as your “go-to” instrument so that you can achieve your goals and speed up the growth process. Therefore, financing is most certainly not the last resort.
If you use financing in the right manner, it can be a strategic tool that enables you to solve problems and make the most of new opportunities. All you need is an experienced team of advisors that can help you to understand the solutions out there, from bridging loan finance to security-based lending, and how you can make the most of them to achieve your own goals.
And, finally, a few more interesting financial podcasts to listen to: